Terms of Service

1. Acceptance of Terms

By creating an account, accessing the dashboard, or otherwise using any feature of the Service, you confirm that you are at least 18 years of age, have the legal capacity to enter into a binding agreement, and accept these Terms in full. Continued use of the Service following any update to these Terms constitutes acceptance of the revised Terms.

2. Description of Service

Choice Valorao provides AI-driven data analysis, modelling outputs, and decision-support tools intended to assist gig economy professionals and private investors in reviewing information and organizing their own analysis. The Service does not place trades, execute transactions, manage funds, or act as a broker, financial adviser, or fiduciary on behalf of any user.

3. No Financial Advice

Nothing presented through the Service — including outputs, scores, summaries, or data visualizations — constitutes financial, investment, legal, or tax advice. All content is provided for informational purposes only. Users are solely responsible for evaluating the suitability of any decision made using information obtained from the Service and should consult a qualified independent professional before acting on it.

4. Account Registration and Security

To access certain features, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account or any other breach of security.

5. Acceptable Use

You agree not to use the Service to:

• Reverse-engineer, scrape, or extract underlying models, data, or source code;
• Resell, sublicense, or redistribute outputs of the Service without authorization;
• Upload unlawful, infringing, or malicious content;
• Interfere with or disrupt the integrity or performance of the Service;
• Attempt to gain unauthorized access to any system, account, or network connected to the Service.

6. Subscription, Fees, and Billing

Where applicable, access to paid tiers of the Service is subject to the fees displayed at the time of purchase. Fees are billed in advance on a recurring basis unless otherwise stated. Failure to pay applicable fees may result in suspension or termination of access. All fees are non-refundable except where required by applicable law.

7. Intellectual Property

All content, software, design elements, trademarks, and underlying technology associated with the Service are the property of Choice Valorao or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, revocable, non-transferable license to use the Service in accordance with these Terms.

8. Risk Disclosure

Use of analytical or decision-support tools does not eliminate risk. Markets, gig economy demand, and related variables are inherently unpredictable, and past patterns observed in data do not guarantee future outcomes. You acknowledge that any financial or operational decisions you make, including those informed by the Service, carry risk of loss, and that Choice Valorao bears no responsibility for the outcome of such decisions.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, reliability, or non-infringement. Choice Valorao does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Choice Valorao, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or capital, arising out of or related to your use of or inability to use the Service, regardless of the legal theory on which such liability is based.

11. Indemnification

You agree to indemnify and hold harmless Choice Valorao and its representatives from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or violation of these Terms.

12. Suspension and Termination

Choice Valorao may suspend or terminate your access to the Service, in whole or in part, at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or the integrity of the Service. You may terminate your account at any time by discontinuing use of the Service and following any applicable cancellation process.

13. Changes to the Service and Terms

Choice Valorao reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms periodically; material changes will be communicated through the Service or by other reasonable means. Continued use after changes take effect constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Choice Valorao operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact channels provided on our Contact page.